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Our approach guides
everything we do for you.
We can and do help our clients with their investments,
however, our real asset is helping those clients plan for their future. As a result, for those clients that qualify, we make certain that everything we do begins with a comprehensive financial, investment, and estate plan. In short, financial planning. Without it, we are just hoping and hope is not a plan.
Our approach has three Principles and three Practices. They all apply to both our financial planning clients and our investment clients.
Three Principles
Faith
Everything begins with Faith. The future is bright and our nation and the world will continue to improve the goods and services we have been blessed with. We have faith in the future.
"I tell you the truth, if you have faith as small as a mustard seed, you can say to this mountain, 'Move from here to there,' and it will move. Nothing will be impossible for you." Matthew 17:20
Patience
As investors, we must be patient. We know that life will not always deal the hand we want dealt. So, in those times of uncertainty, we must exercise patience.
Discipline
A patient investor must have discipline. We stay with the allocations we have set in place and resist the temptations to make revisions just for the sake of making changes or because of what we heard on the news today.
Three Practices
Asset Allocation
The large majority of an investors return is driven by the percentage allocated to equities or debt. Our portfolios are setup to have an equity/debt allocation that has some potential of producing the returns our clients need.
(Asset allocation does not ensure a profit or protect against a loss and past performance is no guarantee of future results.)
Diversification
We spread out among enough different investments to avoid major investment repercussions. One example of how our portfolios are diversified is that if we are investing in equities, we will not just own large companies in the United States. Instead we will probably own large, medium, and small companies in the United States as well as large, medium, and small companies that are based in foreign countries.
(There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk .)
Re-balancing
There will be times when market conditions will skew our portfolios away from our original intended allocations. So, one time each year our assets are re-balanced back to the original intended allocation. This allows us to sell the securities that have gone up and buy back the securities that have gone down. We are not timing the market, but simply re-balancing to our original portfolio goals. Thus, we are selling high and buying low. (Re-balancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.)
Meet The Team
Whether you are a simple investor or have a full Financial Plan,
your Furstenau Financial Team is here to serve you.
It is not just about "What is a good investment for me," but rather,
how to best use your returns to work towards the
hopes, goals, and dreams that are important to you in your life.
Ryan Furstenau
LPL Investment Advisor Representative
Ryan was raised in Neligh, NE where he now resides with his wife and four kids. His formal training is from the University of Nebraska Lincoln where he obtained his Bachelor of Science in Chemical Engineering.
In 2003, Ryan moved back home and began his career as a financial consultant. Some of his hobbies include Dodge Vipers, aviation, Husker sports, hunting, traveling, and spending time with his family.
Shaina Stout
Operations Associate
Shaina is a lifelong resident of Tilden Nebraska who enjoys everything about small town living. She is the youngest of three and loves spending time spoiling her two nieces and watching them participate in their numerous activities. Shaina's hobbies include spending time with her family and friends, going to concerts, driving her Jeep and all summer activities.
Shaina joined our firm over 5 years ago after spending 9 years working at a Christian daycare. As a result of her strong Christian values she has developed a passion for helping people of all ages and is honored to be able to continue that passion helping our clients realize their dreams and goals.
Elle Delaney
Elle grew up in small town Belgrade, Nebraska and has since began raising her children in the small-town atmosphere as well. Elle moved to Neligh in 2019 and began restoring an old home in town while she found our firm and joined the team.
Outside of her career with Furstenau Financial, she enjoys her three girls, photography, antiques, live music and of course, family and friends.
When Elle began her college career, she initially studied human services and then went on to graduate with a Bachelor’s in Business Management. Elle loves using her faith, passion and creative mind to help people in any way she can.
Director of Marketing
Tyler Lindsay
Associate Wealth Advisor and Planning Coordinator
Tyler grew up in Pierce, Nebraska. He attended Wayne State College and graduated with a degree in Business Administration and Finance. Tyler got his start in investments in Omaha, Nebraska in 2016.
Tyler and his wife Hannah moved from Omaha back to Northeast Nebraska where he continued his financial services in banking. Tyler and Hannah live in Neligh with their son Baker. Tyler enjoys playing golf, hunting, and spending time with his family.
