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Our approach guides
everything we do for you.
We can and do help our clients with their investments,
however, our real asset is helping those clients plan for their future. As a result, for those clients that qualify, we make certain that everything we do begins with a comprehensive financial, investment, and estate plan. In short, financial planning. Without it, we are just hoping and hope is not a plan.
Our approach has three Principles and three Practices. They all apply to both our financial planning clients and our investment clients.
Three Principles
Faith
Everything begins with Faith. The future is bright and our nation and the world will continue to improve the goods and services we have been blessed with. We have faith in the future.
"I tell you the truth, if you have faith as small as a mustard seed, you can say to this mountain, 'Move from here to there,' and it will move. Nothing will be impossible for you." Matthew 17:20
Patience
As investors, we must be patient. We know that life will not always deal the hand we want dealt. So, in those times of uncertainty, we must exercise patience.
Discipline
A patient investor must have discipline. We stay with the allocations we have set in place and resist the temptations to make revisions just for the sake of making changes or because of what we heard on the news today.
Three Practices
Asset Allocation
The large majority of an investors return is driven by the percentage allocated to equities or debt. Our portfolios are setup to have an equity/debt allocation that has some potential of producing the returns our clients need.
(Asset allocation does not ensure a profit or protect against a loss and past performance is no guarantee of future results.)
Diversification
We spread out among enough different investments to avoid major investment repercussions. One example of how our portfolios are diversified is that if we are investing in equities, we will not just own large companies in the United States. Instead we will probably own large, medium, and small companies in the United States as well as large, medium, and small companies that are based in foreign countries.
(There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk .)
Re-balancing
There will be times when market conditions will skew our portfolios away from our original intended allocations. So, one time each year our assets are re-balanced back to the original intended allocation. This allows us to sell the securities that have gone up and buy back the securities that have gone down. We are not timing the market, but simply re-balancing to our original portfolio goals. Thus, we are selling high and buying low. (Re-balancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.)
Meet The Team
Whether you are a simple investor or have a full Financial Plan,
your Furstenau Financial Team is here to serve you.
It is not just about "What is a good investment for me," but rather,
how to best use your returns to work towards the
hopes, goals, and dreams that are important to you in your life.
Ryan Furstenau
Wealth Advisor
Ryan was raised in Neligh, NE where he now resides with his wife and four kids. His formal training is from the University of Nebraska Lincoln where he obtained his Bachelor of Science in Chemical Engineering.
In 2003, Ryan moved back home and began his career as a financial consultant. Some of his hobbies include Dodge Vipers, aviation, Husker sports, hunting, traveling, and spending time with his family.
Shaina Stout
Director of Operations
Shaina is a lifelong resident of Tilden Nebraska who enjoys everything about small town living. She is the youngest of three and loves spending time spoiling her two nieces and watching them participate in their numerous activities. Shaina's hobbies include spending time with her family and friends, going to concerts, driving her Jeep and all summer activities.
Shaina joined our firm over 8 years ago after spending 9 years working at a Christian daycare. As a result of her strong Christian values she has developed a passion for helping people of all ages and is honored to be able to continue that passion helping our clients realize their dreams and goals.
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Cassie Thiele
Operations Associate
Cassie grew up in Winside, Nebraska. She attended Northeast Community College and graduated with an Administrative Assistant degree. She has been in the insurance business for 13 years. She moved to Antelope County in 2015 and recently settled in Clearwater, after getting married April 2023.
Outside of work, Cassie loves spending time with her husband and puppy outside or on a Sunday afternoon cruise to check pasture. She tries to spend time with and attend as many events as she can for her 17 nieces and nephews. When the weather is nice, you can often find her out on a walk or on the water. In the fall, she’s a loyal Husker football and volleyball fan. She loves meeting and getting to know new people. Cassie enjoys motivating and encouraging everyone to reach their dreams and goals.
Tyler Lindsay
Wealth Advisor
Tyler grew up in Pierce, Nebraska. He attended Wayne State College and graduated with a degree in Business Administration and Finance. Tyler got his start in investments in Omaha, Nebraska in 2016.
Tyler and his wife Hannah moved from Omaha back to Northeast Nebraska where he continued his financial services in banking. Tyler and Hannah live in Neligh with their son Baker. Tyler enjoys playing golf, hunting, and spending time with his family.
Will Paul
Financial Plan Coordinator
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Will grew up in Neligh and attended Wayne State College. He graduated with a degree in Business.
"As a near lifelong resident of Antelope County, I take great pride in being part of this wonderful community and am genuinely excited to help my neighbors achieve their financial goals. I look forward to working together and contributing to the continued success of our clients and the community as a whole. Here’s to new beginnings and building strong financial futures together!"
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Will enjoys football, traveling, going to the gym, and spending time with friends in his free time.
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Kenady Heithoff
Kenady was raised in Osceola, NE and attended college at the University of Nebraska-Lincoln. She has a bachelors degree in Journalism and Mass Communications in the Advertising and Public Relations field. She is joining the team with 5+ years of marketing experience.
Kenady and her husband, Kyle, reside in Elgin, NE with their daughter, Hayden. She enjoys watching Husker sports, spending time at her family's lakehouse, and annual ski trips to Colorado.
Kenady enjoys connecting with people and has a passion for creating data-driven content.
Director of Marketing